Most people are familiar with the concept of insurance and often will hold an insurance policy of some sort, such as car or home and contents. However, often people don’t consider personal insurances like income protection, trauma, total and permanent disability (often referred to as TPD) or life insurance. Each different personal insurance policy type
As the 30th of June is fast approaching it is time to starting considering your year-end planning options. Some important areas for consideration include: • Deferral of Income – Delaying recognition of income until 1 July 2016, defers the tax liability on this income until the 2016 financial year. This strategy will be particularly effective
Most small businesses experience cash flow problems from time to time and urgently need working capital. Many business owners immediately think of the bank or loans when they’re short of money. But there are other resources you can tap before you ask for that expensive overdraft or overdraft extension. The money you need might already
