Last week’s blog covered the key features of income protection and trauma insurance. This week we are focusing on Total and permanent disability (TPD) and life insurance. TPD and Life insurance often go hand in hand together. Both types of policies pay out a lump sum benefit when a claim is made. Total and permanent
Most people are familiar with the concept of insurance and often will hold an insurance policy of some sort, such as car or home and contents. However, often people don’t consider personal insurances like income protection, trauma, total and permanent disability (often referred to as TPD) or life insurance. Each different personal insurance policy type
With the end of another financial year just around the corner, you should be planning how to minimise your tax bill. Here are a few tips from us on how to this might be achieved- 1. Minimise Capital Gains Tax (CGT): What is capital gains tax? A capital gain or capital loss is the difference between
